What We Do


With creative plans and concepts, we make the idea of offering personalized income protection appealing to employers and associations.

Many employers provide an important base long-term disability (LTD) plan which can replace a portion of employee income in the event of an extended illness or injury.  LTD Completion® simply allows employees to "complete" their disability protection to meet individual needs, along with the following advantages:
  • Personal, portable policy
  • Deeply discounted rates
  • No medical questions or exams required
  • Covers TOTAL employee compensation

Analysis and Marketing

NPC assists our adviser-partners from data analysis and initial presentations, through plan review and implementation. With comprehensive knowledge of the disability market, we conduct thorough reviews of the most competitive offers in the marketplace—and then match clients with their best fit based on features, pricing and service.

Enrollment and Communication

Our proprietary enrollment platform is uniquely tailored for each client and meets employees wherever they are; combining mobile, web and paper for optimal plan appreciation and participation.

Ongoing Service

We stay engaged with our partners and clients for all future administrative needs with the insurance carrier, ensuring these plans run smoothly.